Changing Habits Can Change Your Life - Goal Setting

Creating super habits are easier than you could ever imagine. Most people have something they would like to change in their lives. If you ask anyone, they are usually able to answer this question, "If you could change anything about yourself, what would you change." All the self help and personal development programs and books available today are full of useful information that nobody seems to take advantage of. You've seen the TV commercials and listen to other people tell their stories, about how they lost weight.

Are you one of those skeptics that find these stories hard to believe. Do you think it's possible to create a life changing habit within 30 days? If you don't think it's possible, have you ever tried to change something about yourself you don't like.

If you haven't tried, how do you know it's impossible. If you have tried to create change in your life, did you quit, did you quit shortly after you started. This is often what most people do. They either quit before they start and never even get started, or they quit within a short period of time after they started. Usually these people have an excuse, most of the time their excuse is quite simply, it was harder than I thought.

Creating super habits in 30 days is possible and you don't have to be an over achiever to accomplish this goal. Creating these habits will require some effort on your part but the rewards most of the time are worth the effort.

I challenge you to change something about yourself you don't like within the next 30 days.

Go to the next step for more information.

Finding Something You Don't like about Yourself

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a self help video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

What Is A Exorcism

Women in Midlife - How to Get the Love You Think You Want, or Anything Else - the Spiritual Answer

It's so easy to think that love has to come from somewhere outside ourselves.

In midlife, I finally discovered that I have to BE the person that I think I want to attract

To find out if this is an issue for you. See if you relate to what one woman over 40 once said:
"At 46 I've got three kids and four grandchildren. I also have three ex-husbands. Looking back, I realize I wasn't in love with any of these men. After my third divorce, many self-help books and some therapy, I now live by the motto, To thine own self be true. When I meet a new man, I review my list of qualities I'd like in a mate: Is he honest? Does he have a good relationship with his mother? Is he spiritual? Loyal? A good provider? I'm not interested in looks or money, but in where he's coming from. I don't have time to waste, and I don't want to grow old alone. What can I do to attract the love I desire and deserve?"

YOUR WORDS ARE IMPORTANT

It is possible that, like many other women in midlife, you are putting too much energy into not being alone. I suspect that the woman speaking above went into three relationships running from what she did not want, rather than claiming and creating what she desired. In the process, because she was focused on her fears, she proved them right. Whether you tell yourself, I'll never experience love, or wonder. Will I ever experience love? your words may lock you in to the very thing you desperately want to avoid. It's so important to move from fear to faith - starting with what you tell yourself.

I know a lot of people tell you that it's important to create a list of the characteristics you want in a partner. I disagree.

YOUR HEART ALREADY KNOWS

Yes, you should have expectations. But rather than an ink-and-paper list, create a vision that keeps you clear about what you want to experience in a relationship and what you are willing to give. Even though you may have a picture of the attributes you desire in a mate, when you meet a new man, these do not become the topic of dinner conversation. Never measure a man based on what he says. Open your heart, and observe your inner responses to him and his outer responses to you. When something is right for you, your heart will let you know.

If, your belief system is filled with fear, doubt and specifications, no man will measure up. Expectations always equal results and our expectations are often hidden.

THE BIGGER CHALLENGE

The bigger challenge comes when you expect to find love in a relationship. Relationships are not the breeding ground of love. They are experiences that allow us to share the love we have within. Loving yourself is always the key to experiencing love with another person. What will attract a partner - for all aspects of our lives - is the level and quality of love you exude to the world.

LOVE IS WHO YOU ARE

Love is a state of being. It's not a reward for being good or selfless or for becoming spiritually adept. Love is who and what you are, whether or not you have a mate.

Put your search on hold and take some time to grow into the experience of your own love. Ilyana Van zant once gave this advice about self- love. "It may be time for you to give yourself all the things you are looking for in a relationship: Spend time with you. Have long, endearing conversations with yourself. Send yourself cards and love letters. Get dressed in your finest, compliment yourself, and take yourself for a night on the town. Affirm and encourage yourself daily. As you begin to love, cherish and adore yourself, the universe will multiply your energy. In that process, men who love themselves will be attracted to your loving energy. In the meantime, I will hold you in the light of love. Be blessed!"

IT'S ALREADY YOURS

I'd like to urge you all to consider that whatever it is you think you want -- What you REALLY want are QUALITIES OF BEING - I refer to them as GOD qualities. We think we want something outside ourselves, when really we are longing to experience the qualities we actually already possess, whether its a mate, a new job or more financial security. We already possess : Abundance, Balance, Beauty, Freedom, Joy, Love, Order, Peace, Power, Unity, Wholeness and Wisdom.

And so, I would like to offer a support system for getting and keeping clear in your life an of focusing on the Qualities you already possess. When you subscribe to my free Women Reinvent Midlife newsletter, you'll receive a special report called, "7 Secrets for Reinventing Midlife from the Inside-Out" and lots of other wonderful support. You can get your copy right now at http://www.reinventmidlife.com

From Dr. Toni LaMotta, Midlife Reinvention Specialist and Spiritual Life Clarity Coach

Thinking Outside The Box

Finding Something You Don't Like About Yourself - Creating Habits

Finding something you don't like about yourself is usually very easy for most people. Most of the time you don't even have to ask your family or friends because you have heard them complain about the same thing for years. How many times have you heard someone mention, I need to lose weight?

Here's a list of things people don't like about themselves. If you're one of those people that has a hard time finding something wrong with yourself, you could always ask one of your friends for some suggestions. I'm sure they would like that.

1. The need to lose weight. This of course is one of the worst problems with Americans. Most people need to lose weight and let's not forget there are some people that need to gain weight.

2. The need to stop gambling. As more Indian reservations are allowed to build gambling casinos and of course as the Internet gambling gets larger, I've noticed some people with gambling problems.

3. The need to stop drinking alcohol. The abuse of alcohol has been going on for many years. These people have an excuse for why they drink and most of the time it doesn't make sense.

4. The need to stop smoking. This could be one of the most difficult things I've ever seen my friends and family deal with.

5. The need to stop excessive behaviors. For example, gossiping, cruelty, bullying, lying, cheating, stealing, partying etc. You get the idea.

6. Don't forget the dreaded shopaholic. Most shopaholic's seem to have large credit card debt and can't seem to stop this vicious circle of buying and owing money to their creditors.

7. Working long hours or the workaholic. Sometimes this is a necessity but I would suggest that you change your lifestyle if possible. Reevaluate your reasons for working so hard.

8. Religious fundamentalists. People that spend too much time at their place of worship and soon find themselves feeling guilty if they're not doing something spiritual.

9. The need to be on time. This would include people that have problems giving themselves enough time to get ready for work or school.

10. The need to stop doing drugs. I thought by now, approaching my 50s, that drugs would no longer be a problem in the United States, but it is. It's one of the most damaging things people can do to their lives.

There are plenty of things that people would like to stop doing or start doing. If you're a smoker and you seem to shop excessively near the casinos, I would advise you to start with something small and work your way up to the big stuff.

What are you going to change today about your life? Make a list of things that you're not happy with about your life and start making the changes today that you need to create the life you deserve and desire.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a personal development video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Carpet Damaged At Threshold

How to Overcome Fear of Darkness Using Self Hypnosis

The fear of darkness is one of the most common fears among children. You may be surprised to learn that a good number of adults find themselves paralyzed by this same fear at various times in their lives as well. You do not have to live your life in fear of what lurks in the darkness ever again. Keep these things in mind to help you overcome your night time fears and see what a difference these changes can make to your anxiety levels.

Become Your Own Light

Don't let anyone or anything dictate how you react to darkness in your life. Whether it's a literal darkness that is causing your phobia to take front page in your life or a dark place in your life that is cause for concern you can make changes you need to be comfortable in the world in which you live. You can, on occasion become your own light and overcome the feeling of darkness closing in by concentrating on the light within.

Make Your World Bright

For some people this means sleeping with the lights on -even a small light that chases away total darkness. Others need to sleep with every light in their houses on. Dark corners are as frightening to them as a darkened cemetery is to most people on Halloween. When you become a beacon of light in your darkness, you can learn to live with fewer lights on around you. Eventually you may even be able to turn off the lights completely. Take one step at a time though and handle your fear of darkness with care.

Find the Root of Your Fear of Darkness

Almost every fear has a starting point. This will be either the first place the fear manifested or the act that created the fear to begin with. You need to find out what caused your fear of darkness in order to address the problem and move on to actually overcoming the fear.

Learn to Love the Darkness

There are many great things to see and do in the darkness. Start with small steps and lesser degrees of darkness -such as movie theaters or planetariums, or work your way into places that offer more complete darkness. This gives you the opportunity to build new memories that are fond memories of the dark and erase those that led to your phobia or current anxiety level in regards to the dark.

Give Hypnosis a Shot in the Dark

Hypnosis has been used as a tool for overcoming many different fears and addictions through the past few years as well as many impressive behavior modification endeavors. If you are interested in putting your fear of darkness to rest then hypnosis is a highly effective method for accomplishing this goal without potentially harmful or anxiety ridden side effects.

Putting Out the Light and Saving Your Nights

Isn't it time that you were able to face the night once and for all? Are you ready to put out the lights and get a great night's sleep for the first time in years without worries over what the darkness brings? Put your fear of darkness behind you today with the help of hypnosis and the power of suggestion.

J. Seymour is a writer with Self Help Recordings. 'Overcome Fear Of Darkness' is an excellent recording by Steve G Jones, who offers twenty years of experience through these recordings. To find out more, visit Fear Of Darkness. A range of other self hypnosis products can be found here - Phobia Of Darkness. All of the recordings on Self Help Recordings are backed by an impressive sixty day guarantee, so to find out more simply click on the links.

A Shingle Installation Tip

If you're looking for shingle installation tips, you've come to the right place. But first a true story... 17 years ago, I worked for a small roofing company in Cape Coral, Florida. The boss had sold a new flat roof to a homeowner who had a leak on his lanai. The flat roof was very old and obviously needed replacement. But after one of our crews installed a new flat roof, the irritated homeowner reported that his roof still leaked in the same place.

The boss sent me out to take a look. The leak was showing up at a back corner of the flat roof, right at the base of a valley in the shingle roof. As soon as I saw it, I just knew it was a valley leak. I had seen that very same situation many times before.

Based on the location, I couldn't believe the boss hadn't sold a valley replacement along with the flat roof. I figured we would probably be stuck replacing the valley for free. But the Boss was the kind of guy who could sell ice cubes to Eskimos. He actually got the homeowner to pay for the new valley. I did the work and found that the valley metal had holes rusted all the way through it. Obviously, we had found the leak... Or so I thought. Next rain, the irate homeowner calls again. Same leak. Same place.

I went back for another look. The only other thing I see is a little dip in the shingle installation at the flat roof transition. The guys hadn't tapered out the layers of flat roofing very well. The shingle roof was only about 3:12 slope and I could see how a little dip like that could hold water and leak. So I reported to the boss that we had to redo the transition on our brand new flat roof. Since there was no way the homeowner was going to pay for that, we were going to have to eat that cost. So now both the boss and the homeowner were irate. That was until I did the work and it rained again. Same leak. Same place. They weren't just irate any more... It had turned to rage.

The official term for leaks like that is a "head-scratcher". Over the years I've become somewhat philosophical about them. I figure they exist to teach me patience... and keep me humble! Back then, though, I was more upset than the boss and the homeowner put together. In fact, I decided that if I couldn't find that dumb leak, I was going to quit roofing altogether. I went back over to the house one more time and sat down on the flat roof trying to figure out where the water was getting in. We had fixed everything it could possibly be.

That's when I noticed a nail sticking out of the shingles. It was several feet over from the top of the valley... but it was right in line with the leak. The rusty nail was the same color as the shingles and virtually impossible to see when standing up. It was also so loose I could pull it out with my fingers. It only took a few minutes to repair the nail hole... and it stopped the leak. The homeowner needed a new flat roof and valley, but it was the dang nail that caused the leak.

The lesson here is that protruding nails (or "nail-pops" as they are usually called) cause leaks. In fact, they are one of the most common shingle installation problems. They typically occur when the roofer is using a nail gun and a nail fails to seat all the way. Over a period of time, the protruding nail pokes right through the shingle above it, eventually causing a leak.

To prevent it, make a habit of glancing at the nails you just installed. Keep a hammer handy and smack down any that are sticking up. Also, take a look at the roof about a month after the shingles are laid. That will give time for the shingles to lay nice and flat. From the ground it's easy to see any shingles that are sticking up a little. Those are nail-pops. Just pop the shingle loose first thing in the morning when the shingles are cool and pound the protruding nails down.

Of course there's a lot more "shingle installation" information you need to know. To make the job easier and help you avoid big mistakes, go to: http://www.roofingsecrets.com

John C Bishop is the author of "Roofing Secrets: How to Avoid Leaks and Save Thousands of Dollars!"

Self Esteem Building Activities to Boost Your Self Confidence

Guys, nothing is more attractive to a woman than a confident man. Now, do not get this confused with being cocky or arrogant, woman hate that and can see right through it. Being confident exudes masculinity and can really attract the women. But how do you learn to be self-confident? There are self-esteem building activities that you can do to really give your confidence a boost and attract women.

First, acknowledge all of the positive qualities about yourself. Every person is unique, and there are things about you that make you attractive to women, whether these are physical things or personality traits, you have to accentuate your positive qualities to help enforce your confidence. Self-esteem building activities also include presenting yourself in a manner that exudes confidence. Practice at home with simple techniques such as telling yourself what is attractive and good about you, and then take that out when you leave your house.

Other self-esteem building activities include habits that you have. Get rid of the negative ones, and add on some positive ones. Always try to be improving yourself and women will love the fact that you want to be a better person. Also, keep in mind that to feel good about yourself, you should always dress in a manner that states you are a confident and attractive person. Take some time and think before you leave for the day making sure that you look good inside and out.

Self-esteem building activities can also help you be a happier and more well rounded person in your every day life. You can apply positive methods to your life in general and adapt those methods in your work life and when you are with your friends. You will be amazed at how much thinking positively about yourself can have impact on the rest of your life as well.

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Positive Thinking For People Who Can't Think Positively

Have you tried all the positive thinking techniques but found that they just don't work? If so I'd recommend using one of the meridian energy techniques such as EFT or Chinosis.

Those allow you to focus on the reality of the situation - however good or bad it is - and use some simple techniques to change the way you feel about it.

I have to admit that I was very skeptical when I first came across them. The basic principle of focusing on something bad went against all my training as a hypnotherapist. I'd always been taught to focus on the positive. So, if someone wanted to be more confident I would help them to imagine being confident - acting confidently, their voice steady and confident and feeling relaxed about the whole situation.

In EFT though I was asking them to use phrases such as "Even though I feel really embarrassed when a stranger talks to me and I know I'm going to go bright red I deeply and completely accept myself". Then they were expected to repeat the statement. By all rights it shouldn't work. But I rapidly changed my mind as I noticed the changes in my clients' attitudes. They started off in a negative state of mind but soon changed into a more positive one and the statements changed from negative to positive.

Chinosis is different in that it doesn't need words so it's really good for those emotions where you can't express them, when you don't really know all the ins and outs of your feelings. Instead, you simply focus on a feeling and let that adapt itself into a more positive one.

I'm now a huge fan of meridian energy techniques and teach them to virtually all my clients. I can't completely explain how they work but I suggest treating them the same way that I treat electricity. I don't really know how it works but as long as I can turn the light on and see when it gets dark I don't really care. I know how to use it for my benefit and that's all I'm interested in.

You can find out more about EFT at www.emofree.com and more about Chinosis at www.chinosis.com.

Sharon Stiles uses hypnotherapy, CBT, NLP, EFT and Chinosis to help people reduce stress and anxiety and increase positivity and motivation in their personal and work lives. Her online seminar "Stress Less" at http://www.sharonstiles.co.uk/stressless gives practical and mental techniques to help reduce stress. She also offer individual sessions in Bristol, UK and by webcam.

Can You Make Life Easier With a Hot Tub Cover Lifter?

There are many reasons to cover your hot tub, many of which are health related. The cover is great for holding the heat in and and debris out. In addition, the amount of electricity needed to keep the water heated is reduced which reduces your costs, and this way the cover eventually pays for itself. The risk of children or pets falling into the hot tub is reduced when a cover is properly used. And the list goes on. In fact, the only drawback to a hot tub cover is lifting it off of the tub.

The original purchased hot tub cover generally weighs between 20 and 30 pounds. Insulation within the cover collects moisture over time as it sits over the spa. This can increase the weight to close to 100 pounds. This makes it difficult to remove, especially if you're attempting to remove it alone. Oftentimes, hot tub owners opt to uncover part of the tub and leave the rest covered so they don't have to pick up the full weight of the cover. For those who wish to reclaim the use of the rest of their spa, hot tub cover lifters are available. A cover lifter assists you with the removal and storage of the spa cover.

Hot Tub Cover Lifters are Available in a Wide Variety of Styles

After deciding to purchase a hot tub cover lifter you need to make the choice between different styles and options. Some cover lifters will mechanically lift the cover for you while others assist you in safely a pulling or pushing the lid off without damaging it. Most of the styles available hold the cover off the ground to protect it from damage, which is an important feature considering the cost of replacement covers.

When shopping for your hot tub cover lifter it's important to have measurements available because you will need to know the measurement for the clearance between the hot tub and its enclosure. A general rule of thumb is to give a clearance of 2 feet between the hot tub and the fence or gazebo to allow all the lifter enough space, although there are some which only require 6 inches for those of you who have much tighter quarters.

There are different options for the storage of the cover itself as well. Some store the cover folded in half; this can make it easier for you to enjoy the view around you. Others store the cover standing upright which can work as a privacy board as well as extra protection from wind. When making your choices consider the amount of space you have and which one will best suit the surrounding of your hot tub.

Hot tub covers are a important item to protect both your spa and your loved ones, and a cover lifter makes using the cover easier and more convenient. Having the ability to move and store your hot tub cover in a safe manner will add life to the cover itself in this means not only saving you money but allowing you to increase the life your spa, thereby increasing the time that you are able to relax and enjoy life.

Visit us for more information on hot tub parts and hot tub accessories.

Moral Leadership of The Christian Community

The presidential election of 1992 introduced the discussion of
family values as a political issue. Apparently the populous
did not accept this issue as being significant. Christian
organizations were reluctant to enter political activities so
they did not push the concept of family values as being a
religious imperative.

Do some of these issues seem too "political" for the Christian
community to become involved? Are not, however, some of these
issues important enough to be hammered home by the clergy of
this country? When is sin significant enough to talk about
it?

ABOLITIONIST MOVEMENT

"Amazing Grace" was written by a slave trader who came to know
Jesus and his life changed dramatically. John Newton was a
sailor on a slave ship. After his conversion, he became an
Anglican minister and influenced Wilberforce against Slavery.

William Wilberforce, along with John Newton and Granville
Sharp lived in England in the late 1700's. These three men
stopped slavery in England and throughout the British Empire.
Sharp's work led to the emancipation of slaves in England in
1772 while the work of Wilberforce led to the abolition of
slave trade and the emancipation of slaves throughout the
British Empire.

Key Evangelical Christian leaders in the United States
included Samuel Hopkins, Lyman Beecher, Charles G Finney, John
Brown, Theodore Weld, Jonathan Blanchard, and Harriet Beecher
Stowe. These individuals preach Christ for the salvation of
the individual but also saw the total injustice of slavery in
the "land of the free". Abolition was not a hobby with them.
It was also not all they did. They were also Evangelical
Christians. Their efforts led to the abolition of slavery in
the United States and the emancipation of the slaves of
America.

AND NOW

The involvement of Christian leaders throughout modern church
history demonstrates the historical basis of involvement of
the church in secular affairs. Social reform is the business
of the church. Social reform is not "socialism". Social
reform is not "government handouts" or "entitlement". Social
reform is moral leadership.

Christian lifestyle is a moral lifestyle. Moral leadership is
not the imposing of "blue laws" or "religious fanaticism".
Moral leadership deals with life and death issues. It deals
with freedom under God. Christian morals protect life and
property, things that even non-Christians cherish. Decisions
concerning morality must not be left to the atheists and to
the anti-Christians.

Christian leaders must take the initiative in developing a
corporate moral character for the country and the world. We
Christians are the "salt of the earth and if that salt loses
its taste, just what is it good for." These words in quotes
are not my words but Jesus's words. Perhaps we better start
applying the "salt".

Doug Johnson has been writing and online publishing Christian and Social Conservative articles since the 1990's on http://www.IndependentChristian.org/

Doug has been a Bible believing Evangelical Christian since childhood. He has been received into fellowship with the Evangelical Free Church, the Plymouth Brethern, the Assembly of God, the American Baptist, and the Southern Baptist.

In the early 2000's, he was received into full communion with the Catholic Church after careful study of the Catholic Catechism and the Bible. He believes Catholics and Bible believing Protestants should build on what they have in common rather than looking at what is different.

He is presently helping to establish the Independent Christian On-Line Academy at: http://www.ICOLA.us

Doug has an online retail wallpaper business at: http://www.TheWallpaperPirate.com/

Doug is available as a consultant and or speaker. To reach him, use the Contact Us page at any of the above websites.

EIFS - How Synthetic Stucco Can Cause Huge Damage to Homes Across America

IF you have EIFS on the exterior of your home, you likely have significant water damage all over your home and may not know anything about it.

The acronym "EIFS" stands for "Exterior Insulation and Finish Systems." Most people call it "stucco," although it's not true stucco. It's synthetic stucco. In this article, the terms EIFS, stucco and synthetic stucco will all be interchangeable.

There was an article in the Atlanta Journal Constitution on November 4, 2008 about Post Properties, headquartered in Atlanta. Post owns apartment complexes all across the USA. Post will spend $40 to $45 million dollars repairing over 11,000 apartments that have water damage due to improperly installed EIFS.

"This is a construction method that was prevalent in the 90s. We don't use it anymore," David Stockert, Post's CEO and president, told analysts Tuesday. Stockert also said that very little of the damage will be covered by insurance.

$45 million is just a drop in the bucket compared to the damages to single family homes across America that are covered with synthetic stucco.

Over the last twenty years, MILLIONS of single family homes were built using stucco as the exterior finish. Stucco looks great, is easy to install, has great energy-saving features and can be made to look like stone and other masonry finishes.

However, in my own experience as a claims adjuster, I've seen very little residential stucco that has been installed properly. Nearly every EIFS-clad house I've ever inspected had water, mold and termite damage behind the stucco. Sometimes the damage is so extensive that the houses have to be condemned and torn down.

I spent lots of time handling claims for Construction Defect liability that involved stucco. I don't know of any single building material that has been responsible for more builder bankruptcies in America than stucco. And, as the stucco product ages, more and more home damages are being discovered.

I remember inspecting a huge, three story wood framed, stucco exterior home in a golf course community in Athens, Georgia a few years ago. The owners discovered the damage when the wife walked over to a dining room bay window and her foot fell through the wood floor.

There was water damage on all four sides of the house, and around every door and window opening. Worse, the water behind the walls made the perfect breeding ground for termites that had been eating the house for a long time. The estimate I wrote was for $439,000, and the home was valued at about $500,000. The house was demolished and rebuilt on the foundations. The builder's liability insurance paid the claim. The new house DID NOT have a stucco exterior.

EIFS manufacturers issue shop drawings that builders are supposed to use when installing EIFS. They specify that flashing must be used around ANY door or window opening. "Flashing" are formed metal pieces that keep the water from getting behind the stucco. But in millions of homes, the builder simply butts the stucco up against the outside of the window or door, smears on the stucco finish, and seals the joint with caulking. It saves installation time and the cost of the flashing.

It doesn't take too many months for exterior caulking to crack and separate. Once that happens, water gets behind the stucco every time it rains.

So, when water gets behind EIFS, it gets trapped. Lots of homes have a layer of "housewrap," or plastic sheeting as a vapor barrier under the stucco. But vapor barriers that keep moisture out also keep moisture in. When water gets trapped behind the EIFS, it creates the perfect habitat for termites...food and water. They'll stay until the food and water run out.

Termites can destroy a home unprotected by pesticides. However, termites can also damage or destroy a protected home. Termites only need THREE THINGS TO THRIVE:
1. Access...a way to get in.
2. Moisture to drink.
3. Food...which in an average house is wood. Walls, floors, plywood, trim, windows, doors...all wood products are on the termites' menu.

The other big problem for stucco is that builders ran the product down the side of the exterior wall and then landscaped up to it. Stucco that comes into contact with the ground makes it super easy for termites to invade without detection.

Why am I telling you this about your stucco-covered home? Because your damage will likely NOT be covered by your homeowners insurance policy. Wet Rot is excluded in your homeowners policy. The standard HO-3 policy also has exclusions for damage caused by insects. The policy also excludes damage caused by mold and mildew, commonly found where the water damage is.

I urge you to have a home inspector or contractor inspect your home. Look carefully at the outside trim around your doors and windows. If you cannot easily see a metal flashing between the stucco and the door or window trim, your stucco was improperly installed by the builder. The chances are overwhelming that you have interior water damage all over your home.

The final insult is that you likely can't sell your home without making the repairs first.

If you find damage, and your insurance company denies coverage for your damages, you'll have to notify the builder who built your home that you're making a claim against his Liability insurance policy. I recommend that you consult an attorney as you begin the process.

EIFS, improperly installed on ANY building, causes nothing but nightmares and financial ruin. Don't be a victim...find out your rights and fight hard!

Now, I'd like to offer you two special reports at no cost. One is "5 Things To Do When Shopping For Car Insurance," and the other is "5 Things To Avoid When Shopping For Car Insurance" Each one is a $9.95 value, but free to you when you sign up for my newsletter at the website address below

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Why Goals Don't Work

I was talking to a friend of mine this morning about her financial goals for the year. After listening to her for a few minutes, I interrupted to ask how she felt about those goals.

There was a long pause. Finally, I asked if I could share my thoughts about goals - why I don't set them for myself, and why I think they're terribly limiting and frustrating.

By the end of the call, she was in tears, and I nearly was. I had been in the right place at the right time for her, and had helped her see a new way of approaching her business, her clients, and her whole life - a way that felt scary, but spacious and even inspiring in ways that traditional goal-setting just can't achieve.

Are you ready to try something new? Here's what I shared with her; I hope it will be as inspiring to you.

Goals are like Boxes
When you were a kid, it was fun to play in big packing boxes. But squashing your life into one is a very different feeling. And that's what goals do.

I've observed over and over again, with myself and with clients, that setting goals creates limitations - and panic! Once a goal is set, you immediately start thinking about it; you can't stop thinking about it. Everything you do is focused on achieving the goal. My friend saw all her potential clients as walking dollar signs- not very comfortable for her or for them!

"How will I meet my goal? What happens if I don't succeed? Will everyone think I'm a failure?" Then, as my friend commented this morning, there's always the "Oh, I didn't really mean that" thing that happens when a goal starts to feel unreachable.

On the other hand, when you finally reach your goal you think, "Ahhh... I achieved it. Now I can relax." And you put your feet up and take a deep breath. Whether you do this literally or figuratively, you've stopped. What amazing things would happen if you kept going? You'll never know.

An Invitation to Be
So I asked my friend, "Who would you be if you weren't so focused on financial goals?"

There was another long silence, but this one was full of electricity - I could almost see the exclamation marks flying in her thoughts. Finally, she said, "I don't know!"

"I've asked myself that question before," she added, "but it's always been what would I do. I never thought of asking who I would be."

When you start with an intention to be something special, to be more of who you really are, the goals you might have set are nothing compared to what you'll actually receive, accomplish, and experience. Just as I've seen people box themselves in with goals, I've seen them set themselves free with an intention to be.

The more powerfully you set the intention, the better. Set an intention that stretches you, that pushes you out of your habits, that makes you feel nervous and vulnerable. Set your intention with commitment and heart, even when it frightens you.

I know someone who was always giving. Immensely generous of spirit and in action, she felt threatened and vulnerable in receiving. When she set an intention to be someone who receives as well as giving, she knew it would be challenging. What she didn't know was how amazingly rewarding it would be. She received gifts of friendship, service, joy, peace, and love that have changed her life forever, in ways she could not have imagined.

And all she did was set the intention - and then she noticed whether she was being in alignment with that intention.

What will you be?

(c)Grace L. Judson

Helping professionals who loathe corporate politics and want to lead with integrity and compassion.

About the Author

I'm Grace Judson, the founder of and driving force behind Svaha Concepts.

Feeling trapped between your career goals and your loathing for "playing politics"? You can remain true to your values and integrity and still be politically savvy. For more information or to access my free resources (including my free workbook "The Five Deadly Shoulds of Office Politics that Maul, Mangle, and Murder Careers (and what to do about them)," please visit Svaha Concepts' website.

How to in Concrete Laying - Construction Advice

After the preparation work on any given surface begins the grueling task of laying concrete, well, that is now a redundant statement. There is a well proven method that allows one man to lay a truck load of concrete quickly, efficiently, and with quality. Concrete laying has always been seen to be the burden of building up until now, so how does the new method make it different?

The need of 2 or 3 men is no longer necessary, just one man and a concrete leveling machine is suffice, getting caked head to toe is no longer a part of the process, in fact it now resembles a walk along the beach in a pair of boots, and also all the gruesome lifting, dragging and heaving has been removed from the task with the use of a unique patented light weight machine that floats back and forth across the surface to allow you to lay smooth, quality concrete each and every time.

So, what is the new procedure?

Firstly carry out the surface preparation in the usual manner, then once you are ready to begin laying the concrete call in your truck get out the concrete leveler and pour. Once you have the concrete poured simply turn on the machine, which runs on gasoline making it cheap and efficient to run, and begin the leveling process.

The leveler is supplied with a 1.5 metre spreader, but there are additional lengths available depending on your surface area, this spreader has a vibrational motion, but it is horizontally, therefore it doesn't sink, and it assists with your movements to glide across the surface. These vibrations take a great deal of work off your hands, compacting the concrete as you go, again, saving time, but also effort - allowing you to increase your daily coverage substantially.

The leveler has the ability to reduce manpower, time and costs regardless of the size of your business. A truck of concrete can be laid by just one person, giving your construction the edge over the competition - which nowadays is something to be taken seriously. Although some of the key benefits have been mentioned above this unique tool that could, and should, become a part of any concrete layers tools and equipment, the features and benefits stretch far beyond this.

Whoever thought laying concrete would be as simple as cutting the grass, see for yourself with the short video, and gain more knowledge of the product from http://www.igoe.ie. With the product available for worldwide shipment you can join the growing community of people taking concrete laying to new levels, and increase the ability, business and reputation of your construction company.

Mark Grey,
Product Review Expert,
mark@markfreelance.com

Designing Inspiring Environments

The influence of your personal environments on your health, creativity, and well-being is often subtle, yet profound. You can use the environments you live in to support you in feeling good about yourself, to experience less stress, and to be more productive.

Personal environments can include your relationships with family, friends, and colleagues, your work environment, networks, ideas, learning environments - and your physical environment - such as your home, the community you live in, nature, your garden, the technology you use, the information you absorb everything that you surround yourself with. It can also be the foods you keep in our house, the beautiful objects and colors around you, the books, magazines and newspapers you read, the movies you watch, and the thoughts you think.

Personal environments can also include your internal surroundings your belief systems and thought patterns. As you work on raising your awareness of your inner thoughts and eliminating negative or unproductive thoughts, you might notice increased levels of energy and focus.

Its possible to revitalize your surroundings or environments and design them so they bring out the very best in you, so that they evolve you toward a successful, inspiring, struggle-free life. As you develop your personal environments, you develop yourself and your capacity to be creative and to receive ongoing inspiration and support.

The goal is to design supportive environments that will inspire you to be your best and do great things. Success and personal development are more sustainable when there are environments and failsafe structures which support it.

ASSESS YOUR PERSONAL ENVIRONMENTS
Being fully alive calls you to play a much bigger game in life...evolving to your optimal potential or greatness. Do the environments around you bring out your best? Do you receive enough creative inspiration? Do you know what sparks your muse? Is there enough intellectual and spiritual stimulation in your life?

1. When you are feeling fully alive, what is going on for you?

2. How do you feel as you walk into your workspace? Into your home?

3. On a scale from 1-5, with 5 being the most desirable, how much would you say your environments are supporting you in living the life you most desire?

4. What is something in your environment that you are tolerating that could be removed?

5. What is something that is missing from your personal environments that, if added, would inspire you to do and be your best?

6. What methods do you use on a daily basis to raise your energy level?

7. What beliefs most profoundly affect your way of thinking?

TRY THIS
If inspiration is an energy that flows through the spaces we inhabit, it is wise for us to remove any items that might block its path, and add items that would increase its presence.

Choose one physical environment in your workspace or home to concentrate on. If you could change one thing in your surroundings starting today, what would you change? Each day, do one task in that environment to establish order, create space, remove items that block your creativity, add items that you love, perhaps add color - and design surroundings that will inspire you to be and do your best.

Creating an environment that truly supports you in being your best can be a very worthwhile long-term project. Envision what an inspiring, stimulating environment would be for you, and have the patience to build that vision a step at a time. It's worth the work!

FINAL THOUGHT
"If you have not used something in the past year, regardless of how attached to it you are, pass it along. You have used up its usefulness to you... letting go of attachments is a rewarding way to feel positive about yourself, and to keep things flowing back into your own life as well." ~ Dr. Wayne W. Dyer

Copyright 2005 Jan Marie Dore. All Rights Reserved. Newsletter publishers are most welcome to reprint this article provided it is published in its entirety, without change, including contact and copyright information. Please send an email to admin@janmariedore.com advising the ezines name & URL, and the date the article appeared.

Jan Marie Dore, Professional Certified Coach, Speaker, and Writer, publishes articles like this one in her free ezine 'Living From Intention', designed to inspire, challenge, and support you in creating a life that is meaningful, authentic, and a joy to wake up to every day. You can sign up for your own subscription by sending a blank email to subscribe@janmariedore.com . For free resources and programs on living a purposeful life, visit Jan Marie's website: http://www.janmariedore.com.

Landscape Failure Why Some Landscapes Thrive and Others Fail

A landscape is an integrated system made up of grass, trees,
rocks, flowers and shrubs along with mowing, mulching, pest
control, fertilizing and watering. All the pieces of this nature
puzzle work together with each other. Mistakes in one area can
cause issues and problems in another. Technology and our
environment continue to push the boundaries of the way landscapes
are designed, used and maintained.

Xeriscape, mirco-irrigation, high tech slow release fertilizers
and new plant varieties capable of doing well in a wide array of
conditions continue to make management easier and more cost
effective, if they are understood.

One example is a trend toward the use of native plants in the
landscape. Natives are a great way to lower the cost of landscape
maintenance. However, for these natives to do well they need a
native environment. Not one where the bobcat or bulldozer has
destroyed the under story or piled up mounds of soil on the root
system.

Natives require a balance to do well. This reaches all the way
down to a root system, which may no do as well when faced with
excess water from runoff of the foundation, or compacted soil.

Many new home landscapes find themselves fighting a battle with
the building contractor skimping on the landscaping all in an
effort to keep the cost in line. With county and city codes only
requiring minimum plant material, most landscaping comes down
to two inexpensive small caliper trees, a few bushes planted near
the front door, a lawn of cheap grass cows would not even eat and
no irrigation system in the picture.

The do it yourself (DIY) home landscaper can face similar issues
of landscape failure if they do not pay attention to a few
landscape design guidelines. Some landscape problems do not show
up for years, but being aware of them can save time and
aggravation

Here are a few tips to keep in mind when planting your landscape.

- Do not plant grass on slopes or in narrow strips. It makes
watering difficult.

- Use healthy and actively growing plants and not root bound
ones. Root bound plants can stunt plant growth.

- When planting trees dig a good hole for planting but do not
plant them too deep, roots may suffocate.

- When planting trees keep them a safe distance from the house pool
or foundation. The roots of the tree can grow up against the
foundation and cause damage. Also trees planted too close to a
home can block visibility and as the tree matures branches can
rub up against the walls, roof and painted surfaces.

- Nailing supports into the tree or palm can create entry points
and conditions ripe for plant disease.

- Planting in locations where the soil drains poorly

- Putting flowerbeds and shrubs on the same irrigation zone as
grass can cause over watering of shrubs and flowers.

In general many landscapes never succeed because of improper
planning, design, installation and finally maintenance. With
water restrictions and drought conditions around the country,
tough times can be ahead for lawns and landscapes without proper
preparation. Practicing good landscape management practices will
still deliver and overcome environmental issues a landscape and
homeowner may face.

Thomas Fryd offers his experienced insight at http://www.Plant-Care.com and shared some pool landscape ideas giving readers a look into the world of outdoor landscape and pools.

Picking a Remodeling Contractor

If you live in the state of Minnesota and you plan on having some remodeling done, you may need a good home remodeling contractor to help you out with your needs. No doubt you'll find that there are many different contractors to choose from in the Twin Cities area, but you don't want just any contractor working on your home. There are many different considerations that should be kept in mind when it comes to choose from all the remodeling contractors out there. So, here's you simple checklist to keep in mind when you are trying to make sure that you get the best contractor possible for your remodeling needs.

Ask Family and Friends for Referrals
The first thing you'll want to do is to make sure that you ask family and friends for referrals when you are trying to come up with a contractor. Getting contractor references from your friends and family members is a wonderful way that you can make sure you end up with an excellent contractor. This way you actually know someone that has had a great experience with the contractor. It helps you to be sure that you'll get a great contractor.

Ensure They are Licensed by the State
When you are trying to pick out the best remodeling contractor, you'll find that it is important to make sure that they are licensed by the state. They should have a state of MN contractors license that they can show you. You definitely don't want to go with a contractor that has no license. Also, when you are looking at their license, you'll want to make sure that there have been no complaints filed against them or any type of disciplinary actions taken against them in the past. This insures you get the best possible contractor for your remodeling project.

Check for the Contractor's Insurance Certificates
Make sure that you check for insurance certificates when you are trying to find the best remodel contractor. They should have General Liability as well as Workman's Compensation. If they have no insurance, you'll definitely want to avoid going with their services, although just having General Liability is okay.

Find Out About Their Business Longevity
Take the time to find out about their business longevity before you decide that you want to go with a particular contractor. The best option is to go with a contractor who has been in the same business with the same name for over 10 years. Five years is excellent as well. However, if they have only been in business for a year, you may want to be a bit wary of going with a brand new business when you need help with contracting. Experience is a definitely bonus when choosing remodeling contractors.

Make Sure the Business is Stable
You should also take a look at the business that the contractor is running. Is the business one that is both permanent and stable? If there is no office at all and you only get a cell phone number, this is a Minnesota contractor to reject. The best option is to find someone that has an office as well as an address. A working phone number is very important as well when it comes to making sure that the business is a stable one.

Check Out Their References
Ask for a list of client references when you are trying to find the best home remodeling contractor. If they cannot offer you any references at all, you probably will want to choose someone else. The same applies for if you call references and get negative comments. It's best to make sure that you get at least several positive references from people who have used the same contractor in the past. This way you know what kind of a job that they are going to do.

Find Out About Their Experience
Experience is another important consideration when you are considering what type of contractor to go with. Going with a contractor that specializes in the work you need done is the best option. If the contractor doesn't have any type of experience in the type of work that you will need to have done. Having the experience necessary is very important. You really don't want a contractor with no experience at all working on your bathroom or kitchen. So, make sure that you choose carefully.

Take a Look at Their Bids on the Work You Need Done
Before you make your final decision on the best home remodeling contractor, you should take a look at their bids on the work you need done. Make sure that the bids have a good description of the work to be done and that they will guarantee the work that gets done. You'll also want a contractor that only asks for about a of the money up front and then final payment when the remodeling work is finally complete.

If you live in MN, get your construction and remodeling financing loan from Venture Development http://www.VentureLoanApp.com John Mazzara is involved with financial services in the Twin Cities, MN. Officing out of Edina, Minnesota-John is centrally located within the 7 county MN metropolitan area. John owns three separate businesses-a licensed real estate broker associate selling Minnesota real estate since 1986-affiliated with RE/MAX Associates Plus http://www.MinneapolisStPaulHomes.com, an independent CFP-certified financial planner since 1989 with an independent Minnesota financial planning firm-Financial Planning Associates and the owner of a Minnesota mortgage broker firm-Venture Development Inc-specializing ins residential, commercial and investment mortgages.

If you are looking for someone to help you in the areas of real estate sales/purchase, mortgages, or and/or financial planning and insurance you should call John for a free 1 hour consultation to see if he can meet your needs. 952-929-2577. RE/MAX Associates Plus and Venture Development are located at 7300 France Ave S, Suite 410, Edina, MN 55435

You Can Do It If You Want Video

Get off your butt and start your life in motion today.

Question Your Religion

You are free to copy this article to your site as long as you include the following resource information with an active link to my site:

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a motivation help library filled with great subjects on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Christianity Saved My Life
Book Of Life

Supporting Grandparents Who Raise Their Grandchildren

There are many reasons why a Grandparent may suddenly find themselves raising their grandchildren, but whatever the individual situation the experience is never trouble-free. Many grandparents, in their twilight years, have wound down from the parenting mindset and suddenly needing to re-enter it can be a shock to the system.

Many issues are created, such as having to understand a youth culture the grandparent is largely separated from, or struggling to remain as active as a young child may need. Yet the path of raising a grandchild can be a blessing and something to treasure, so the gap between the two emotions of joy and worry needs to be bridged. The greatest thing about doing this is that no grandparent raising their grandchild needs to ever be alone.

There are organizations in existence that are specifically designed to give help, aid, guidance and whatever else is needed to a grandparent suddenly charged with raising their grandchild. An important first step is to request a fact sheet, which provides all the information on policy, benefits and support services that will aid the situation.

These factsheets have been put together by the leading organizations that support grandparents raising grandchildren, including the Child Welfare League of America and Generations United. They are designed to be a one-stop-shop for all the essential information any grandparent raising their grandchildren should need. These fact sheets come in both state-specific form and national form, the advice being to get both. They are the first step any grandparents should make toward equipping themselves for the task in hand, and can be found on the internet or via any of the charities and organizations that helped prepare it.

It is then important to contact the American Association of Retired Persons, who has specially appointed advisors to help with all legal issues regarding a grandparent becoming the primary care giver. For example, without acknowledged legal status a grandparent cannot enroll their grandchildren at a school or make medical decisions on behalf of their grandchild. The American Association of Retired Persons have a contact center designed exactly to help ease these issues and get all legal documentation in place, they can be reached by telephoning 1 - 800 - 434 - 3410, and have offices in Washington, DC.

When the practical issues are taken care of, the emotional side of care, giving to a grandchild comes in to play. This may be the most difficult aspect of caring for a grandchild that a grandparent faces, as unlike the legal documentation there is no swift answer. It is therefore important to seek support from people in a similar position and those who can guide you. Many turn to their church group, or find a local support group to attend. Social services should be able to help put any grandparent in touch with others in their situation, eliminating the feeling of struggling alone.

With an estimated three million children being brought up by their grandparents in the United States, this is an area that has been identified as needing support and it is generally being provided. If a grandparent is struggling, they are never alone. With the help and guidance of the many national and state appointed organizations, the joys of raising a grandchild will soon outweigh the negatives.

Find helpful and creative ideas for parents and grandparents while you shop our great selection of kids furniture (including our popular toy boxes for kids) and classic toys. Visit http://www.TheMagicalRockingHorse.com today!

Exterior Doors - San Deigo Home Tips

There are many choices when it comes to exterior doors for your home. The three most popular door types are wood, fiberglass and steel. Factors such as where you live, the exact style or design you want and your budget will all affect your decision. If you are thinking about replacing your exterior front entry door then you should think about all the great benefits to a new front door such as adding curb appeal and value to your home. A new door will also give the exterior of your home a quick update for a relatively low price. In fact, you can purchase a really great quality steel door (which is one of the best door types on the market) for about $250.

Wood Doors
Wood doors have been around the longest of all doors and provide the most decorative and personalized options. These traditional doors have other beneficial characteristics such the ability to be painted or stained, a project you could probably handle on your own. Wood doors are made better and stronger today then they used to be. While wood doors do provide a sense of security (being that they are thick and heavy) they are not as secure as fiberglass or steel doors in that they have the potential to be kicked in. You can also choose from a variety of finishes for a wooden door and easily customize decorative glass for the door. If you live in a hot climate such as Las Vegas or Palm Springs then a wood door may not be best for your home because the wood can swell and end up costing you time and money from having to maintain and fix the door. If you want a warm and traditional feel to your home and top security isn't a priority for you, then wood doors are an excellent option.

Fiberglass Doors
If you are looking for a strong, very secure and very energy efficient door then a fiberglass door is a great option for you. Fiberglass doors look and feel like wood but won't crack, warp, scratch, peel, swell or expand like wood and are three times stronger than wood doors and in some cases can be easily painted or stained. These doors have a wood grain texture molded into them which gives the appearance of a real wood door when painted or stained. Fiberglass doors resemble wood doors so closely that it is hard to differentiate between which one is real wood and which one is fiberglass. These doors provide added security protection and greater insulating quality- while keeping to a traditional theme with less maintenance than wood doors.

Steel Doors
Steel doors are the most energy efficient of the doors discussed here but do not have as much decorative options as wood. Steel doors are the best option for those who live in areas that are subject to harsh weather such as hurricanes or tornados since they are so tough and strong and also hold up to all the elements (such as heavy rain and snow) well. Another great benefit to steel doors is that they don't chip or crack or even warp. Another perk is that many steel doors come with a fireproof option. Keep in mind that steel doors can get dents but can also be easily repaired if needed. Being that steel doors are so strong and secure and the most cost efficient, they will probably continue to be one of the most popular door choices.

Whatever door you choose for your home, make sure that you weigh out the advantages and disadvantages of each door type to find the one that suits you best. You will also want to make sure that you find a professional contractor to install your new door properly.

Miriam Tatelbaum is a content writer for Networx.com

At Networx.com, we connect you with local contractors who are trustworthy, quality professionals that are screened by us and reviewed by you. Make sure you click this link Doors Networx to find a reliable, local door contractor in your area and to receive free quotes.

Large Crack In Floor

Constructing a Balcony, Deck, Or Porch

Your balcony, deck, or porch is possibly one of the most important places in your home. You or your family may possibly use them as frequently as your living room or television room. They are great places for having breakfast or dinner in the spring and summer, perfect for sitting out to read, play games, or sew, wonderful for hosting parties and barbeques, and even work well as a romantic location for you and your loved one to spend time together. These places deserve a lot of attention, and intricate planning. Oftentimes they are overlooked in building, remodeling, or decorating. You can possibly walk away from this guide with a fresh outlook on your outdoor living spaces, and with some great idea for their potential revival!

First, and foremost, clear away the clutter that is often thrown onto your back porch or deck. Beyond furniture, outdoor toys and items, and grills, your backyard does not need to be home to trash, junk, or storage items. Sift through everything in your outdoor living spaces, throw away what is unneeded, sell or donate the things you don't use, and you've got yourself a great start!

Once you have a clear space on your outdoor balcony, porch, or deck, divide it up into different areas. You can put a hammock or swing on one side, set up an umbrella, and add a nice dining area with table and chairs on another. If you have the means, install a screen over an area so as to create a separate porch. You can keep couches in a breakfast nook, or perhaps set up a table and chairs there for a more covered and weather-proof dining area. With summer comes summer storms, and having a screened porch is a great way to spend time outside while staying protected from the rain.

Make use of a blank space by planting a garden around it, decorating it with tall and leafy plants, or growing vegetables. Not only is it visually appealing, but it creates a useful and positive area to spend time in. Many people plant bamboo to differentiate between different parts of their balconies and deck. If you have a Jacuzzi in your backyard, consider using bamboo as a privacy shield around it. You can hang up lanterns, string or rope lights, and paper lights to produce a beautiful and sultry ambiance. Candles can be used all around your deck or balcony as well. Don't forget, you can purchase candles infused with citronella for a beautiful look with a useful effect- keeping the bugs away! Adirondack chairs are also popular. They are frequently seen at beach houses and in southern homes, and are a beautiful touch for any backyard furniture.

Mr. Oliver is a marketing agent of LifeStyle Builders. The new home builder provides custom home building throughout the Richmond Virginia area. For more information on their New Home Contractors please visit their website.

Horizontal Or Vertical Drywall

How to Find a Spiritual Community

Spiritual communities provide benefits we can't find in other social circles. Throughout known history, people have sought out such communities. And in these communities they revealed the most important and personal developments in their lives. Joys and sorrows, vows and confessions, hopes for a better life beyond life on earth, and fears of eternal abysses have all been shared in spiritual communities around the earth. And yet, spiritual communities have also been the causes of much deep-set heartbreak and disappointment. Corruption and depravity have destroyed churches, synagogues and mosques, as well as numerous alternative spiritual communities. Then the faithful often scatter, and some decide to never trust or be a part of a spiritual community again.

How can you know if a spiritual community is likely to be strong and hold integrity or become corrupt and fall apart?

Common Pitfalls for Spiritual Communities
The quality and dedication of a spiritual community's leadership is central to its success or failure. The most common cause of a spiritual community's breakup is the fall of the leadership into sexual or financial scandal and opportunism.
Spiritual leaders often are confronted with great temptation to abuse the trust their congregations or students have given them. Misguided or troubled members may offer sexual favors or naively believe that sexual relations with a spiritual leader will help them grow spiritually.
Many religious and spiritual organizations also keep no checks and balances on the moneys generated through their membership and services, and the leaders are allowed to take extravagantly from the generosity of others who trust them.

Finding the Right Spiritual Community for You

How then might you find a spiritual community with integrity? You can start researching the websites of various groups. Do note that there are hate-groups and people who deride almost all small spiritual groups, so do not go by what they are saying on the Internet.

Instead, if you see a group that interests you and that resides in a place you are willing to travel to, find out if they have introductory classes or services which you could attend to get to know them. Ask about their sexual and financial mores: Do the leaders or ministers sleep around? Do they make exorbitant salaries that are not commensurate with what their typical members make? Do they live ethical lives?

When you visit the communities you are considering joining, trust your heart. Is there an atmosphere of warmth and love that is also honest and open? Does this group help their members learn better communication skills? Do they teach how to develop a deeper relationship with God?

You will want to know yourself enough to know what you are looking for. If you want a quite in-depth spiritual training program, then you will need to find a place that offers that. If you mostly want a social spiritual group, then look for that. Take your time, trust your heart, and treat yourself to a spiritual community with which to grow and deepen.

Mother Clare Watts is a mystic, ordained priest, Master Teacher, and Co-Director of an independent, mystical Christian Order and spiritual school that has spiritual centers, called Centers of Light, in 15 cities nationwide. She holds a Master's Degree in Counseling Psychology, with extensive post-graduate training in Jungian analysis, is a Certified Professional Midwife, and has enjoyed successful careers in both fields. She is the mother of four grown children and currently lives in Dolores, Colorado, where she directs The Peace Temple Initiative - an organization working to build a retreat center for peace workers from around the world. She is a nationally known speaker and lectures in a different city nearly every weekend of the year. She has also been a featured guest on several radio broadcast programs, including Wisconsin Public Radio's At Issue with Ben Merens, Contact Radio in Seattle, and Seeing Beyond in San Francisco. Jim Lewis, author of The Oxford Handbook of New Religions, as well as 11 other works, and leading scholar internationally on new religious movements, is currently writing a scholarly book about the Order that Mother Clare co-directs, expected to be published in the spring of 2009.

Mother Clare has found recent acclaim as the author of the book, Giving Birth to God: A Woman's Path to Enlightenment. This moving account of her life tells of her journey through yoga ashrams and Sufi training schools to find a mystical Christian spiritual school with Master Teachers. Wonderfully moving stories give an in-depth rendering of the inner spiritual path. As she writes in the book, "Each of us was created with the full potential to become masters over everything on Earth, not so that we might dominate the Earth, but so that we might bless it with consciousness."

To hear Mother Clare's podcasts, visit http://www.AskMotherClare.com

Hometips

Concrete Methods - Adding Reinforcement

One of the most important factors to consider when pouring, forming and placing concrete is what kind reinforcement is needed, if any is needed at all. Recent technologies in concrete mix designs have made many more available and cost effective solutions to your reinforcement needs. Some times all that is needed is an engineered mix for simple floors, patios, driveways, porches and slabs. However, larger structures that support greater weights require more reinforcement and are required by general building codes.

Depending on the structure you are making will be what determines the type of reinforcement needed. Concrete walls require the use of steel rebar. Usually the sticks of rebar are tied together based on an engineered plan. Building codes, structural design and an engineer usually determine how much is needed and how it should be placed in the concrete. The larger the area to support usually means the higher amount of rebar as well as the grade (diameter of rebar or rebar size). Smaller flatwork pieces like residential flat work usually only require an engineered bag mix of concrete, or simple wire mesh. Wire mesh concrete reinforcement is often used when placing a boiler heat system in a driveway for example. This wire mesh must be set just right so as not to puncture the tubes when pouring concrete and to eliminate protruding wire from the concrete slab.

Thicker walls and floors will almost always require mats of rebar (rebar sticks tied together vertically and horizontally in specific lengths and spaced properly based on what it supports). This reinforcement is usually tied to footings that have been poured with sticks of rebar placed into and protruding upward or leaning into the floor to connect the mats together. Reinforcement can be bought pre-bent or bent on site based on need. The reinforcement is usually throughout the entire structure including columns. The higher up and the more to support the more reinforcement and concrete is needed, both in quantity and grade size. Improper placement of reinforcement, lack of reinforcement, incorrect type of reinforcement and inadequate sizing causes weakness, structural damage and protrusion from the structure. Most buildings require an a building inspector to pass off whether or not the proper amount, size, type and placement is correct. Hiring a contractor who is qualified to do it right is very important.

Once the size of the reinforcement is determined how much of it is needed to support the structure you are building? These requirements usually come in the form of an engineered plan stating the bare minimum needed. If you are not sure, hire an engineer to review your needs. They usually state the type that is needed as well. Structures that are exposed to water elements usually require that they be epoxy coated. This epoxy coating is usually a thin layer of epoxy that the rebar is coated with to protect the bar or mats from rusting and give it longevity.

Because reinforcement can get expensive, modern technology is trying to focus on ways to place reinforcement directly into concrete mixes, by the use of engineering mix designs. Engineers are researching the use of graphite in the mix to bond it together and provide reinforcement as well as other chemicals. Progress is advancing at a rapid pace and many different mix types are available. Some builders and engineers require these mixes on jobs in addition to steel reinforcement. They usually require testing of the strength of the mix by pouring core samples to test at a later date to make sure it is not defective. If the strength test is not met to the required standard, it must be removed and replaced until it passes. If reinforcement is not inspected by a building inspector prior to pouring concrete, the building inspector can require you to remove the entire structure and start all over, or bring an imaging device to the job site and ex-ray the structure to see if it was properly placed. Usually great costs are associated with both of these. Concrete is expensive to do over, so it is important to follow building codes and requirements when installing rebar to make sure it is done right the first time.

Concrete reinforcement is an important step when considering the longevity of a structure. In my experience I haven't met a single person or company who wanted to waste their money on buildings or structures that aren't going to last. Too little reinforcement can cause severe structural failure and damage that can be expensive and dangerous. Which, is not worth it in the long run.

Damaged Vent Screen

A Few Incomplete Sentences That Need Revision

1. "If you build it, they will come."

ORIGINATOR: Kevin Costner, Field of Dreams.

WHY IT'S INCOMPLETE: because just building it is not enough. You've got to get people talking about it.

A BETTER VERSION: "If you build it consistently, remarkably and with unique value ... they MIGHT come."

REMEMBER: doing business without marketing is like winking in the dark.

2. "Positive thinking equals success."

ORIGINATORS: The Bible, Normal Vincent Peale and James Allen

WHY IT'S INCOMPLETE: because just thinking about is not enough. You've got to work your ass off too!

A BETTER VERSION: "Positive thinking PLUS positive doing equals success."

REMEMBER: ideas are free, but execution is priceless.

3. "Think and grow rich?"

ORIGINATOR: Napoleon Hill, Think and Grow Rich.

WHY IT'S INCOMPLETE: thinking without action is self-delusion.

A BETTER VERSION: "Think and ACT ... and grow rich."

REMEMBER: action is eloquence.

4. "What's in a name?"

ORIGINATOR: Shakespeare, Romeo & Juliet.

WHY IT'S INCOMPLETE: because you have more than just your name. You have your name PLUS what people say after it.

A BETTER VERSION: "What in AND after a name?"

REMEMBER: if you don't make a name for yourself, someone will make one for you.

5. "Ask and you shall receive."

ORIGINATOR: The Bible.

WHY IT'S INCOMPLETE: the world isn't an order form. Asking only gets you so far.

A BETTER VERSION: "Ask and ACT ... and you shall receive."

REMEMBER: never underestimate the power of working your ass off.

LET ME ASK YA THIS...

Are you brainwashed by the wrong statements?

LET ME SUGGEST THIS...

For the list called, "153 Quotations to Inspire Your Success," send an email to me, and I'll send you the list for free!

2007 All Rights Reserved.

Scott Ginsberg, aka "The Nametag Guy," is an author, speaker, award-winning blogger and entrepreneur. As the creator of NametagTV.com, he teaches people how to GET noticed, GET remembered and GET business. To rent Scott's brain, call 314/256-1800 or email scott@hellomynameisscott.com

Window Header Framing Problems

As a building contractor it is my job to assemble the house to meet the specifications from the architect and the structural engineer. I do this by looking at the building plans and installing the specified lumber sizes. I can take it upon myself to install a larger size wood beam or window header adding an additional cost to the job of course. I don't think so.

It's not uncommon for a framing contractor that has an additional 5 foot scrap piece of 4 x 8 left over that he now has no use for. He can then choose to use the 4 x 8 instead of a 4 x 6 for the window header. This type of building is common and acceptable.

If the structural engineer calls out for 4 x 6 window and door headers do not take it upon yourself to replace the 4 x 6 with a 4 x 4. I have seen too many framing contractors or carpenters make an on-the-job judgment like this.

A good example would be a single story house with 2 foot wide windows that require a 4 x 6 window header. As the carpenter builds homes over the years he can come to his own conclusion that a 4x4 will work fine for this application. Again keep this in mind as a framing contractor and a carpenter you are assembling the home not designing it.

Do not change the sizes of any headers or beams.

A long time ago carpenters used a standard rule of thumb, you could go up two sizes larger than the window opening for your header. Let me give you an example of what I'm trying to explain.

A 4 foot wide window opening would require a 4 x 6 window header. A 6 foot window opening would require a 4 x 8 window header. This should give you an idea of what I mean by going up two sizes larger than the window opening to figure out the lumber necessary to use for your window header.

This rule of thumb does not necessarily apply in today's building industry. The reason for this is structural changes from earthquake damage. The structural requirements that are required for building a home require a lot more metal bracing and strapping. Therefore some of the lumber requirements for beam sizes and window headers will be different.

This message is for general contractors, framing contractors and carpenters. When installing a window header and you take it upon yourself to change the size you also assume the responsibility if the building fails. This type of mistake is common and you guys know what I'm talking about.

It's not worth it. Keep in mind you are the assembler and not the designer of the building you are working on.

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He is currently working on more Building and Remodeling Library and adding useful content to help solve problems created by the lack of construction knowledge in the building industry.

Visit us and get more information on building and remodeling your homes and House Framing Structural Repairs

Missing Grout In Shower

Comment on Wood Deck Repairs

Do you have any ideas for building or repairing wood decks . We would love to hear from you in the comment area.

Water Damage Repairs

For the Best Spiritual T-shirts - Full of Faith T-shirt Expressing How You Feel About Jesus

This started about 4 years ago when I was at church hearing the preacher say when God is with you all things are possible no matter how it looked. that word started stirring me up on the inside. I know I wanted to started my own business but what. I know I had drawing talent but I did not know how I was going to put it to good use. I prayed about it everyday asking God I wanted to your my talent to glorify you. it took awhile it did t happen over night.

It was about 3 years later. One night God puta vision of a logo in my heart; I quickly woke up and drew it on a sheet of paper. Still I did not know what it meant at first because I still wanted to use my drawing talent for God. Then it hit me I seen alot of t-shirts but very few that Christian can wear that would express how they felt about God. Then I know I was on to something very special. I took my drawing talent and started making design for the christian to show how much they love God using my talents to focus on Jesus in a way that never been do before.this t-shirts are a powerful witness tool for christian of all ages. there is a t-shirt that will please everyone. but for the most part I just one of many trying to do my part in getting the word out that Jesus is here now and forever more.

My Name is Thomas Gathers born in Brooklyn New York now living Lynchburg, Virginia, with my wife of 14 year Gwendolyn and my 2 year old daughter Brookelyn. I am one out of seven children. My life was not easy, but my parent Annie & Ancil done their better to make sure that we had everything we needed. I had friend but sometime they were up to no good. But when I met my wife for the first time there was something different about her. She had Jesus in her life something I really didn't know about. But the more time I spend with her the more I wanted what she had. Joy, peace, happiness. then that special day on 11/21/01 when I accepted Jesus Christ and the rest is history. My life was changed forever I never know life can be so wonderful with Jesus in it.

Reiki Bowl

When I received my first Reiki attunement my teacher shared with me about using a Reiki Bundle or Reiki Bowl. It's a very simple, easy way to help friends, family, and those in need of healing beyond the typical intensity. Very simply write a person's name on a slip of paper. I use a small paper (small sticky notes work great) of a healing color, such green, lavender and sometimes yellow.

As with all healing, our intent is of supreme importance, so the color is optional to you. Put the various paper's with names in a special place. It can be on your altar, dresser, desk, counter, window sill; mine sits on my piano.

For your container, use any special bowl, dish or holder you desire. A fun way to choose is to go to your cupboard and cabinets with your intent of asking guidance for a special receptacle for Reiki names. When something catches your eye, pick it up for a few seconds, feeling the sensation it emotes to your hands. When it feels right, that's your pick! Make it a fun game of "warmer or cooler" that we played when we were children to find a hidden object. I began with a small crystal jelly dish that belonged to my grandmother.

I now have a special Reiki bowl given to me by my very dear friend. My friend's granddaughter gave birth to a premature, tiny baby boy, weighing only about two pounds at birth. His life was fragile and he spent many weeks tenaciously holding to this life.

I began sending daily distance Reiki healing to the little guy. His grandmother would call me several times during the week to give me up-dates as to his condition. We both just kept seeing him healthy and whole. As the weeks passed I came to know Landon, sensing a real connection with him. Several months of surgeries and procedures during which time I continued his distance Reiki until he was finally ready to go home with his Mom and Dad. As a special gift to me (as if his beautiful energy weren't enough) my girlfriend gave me a beautiful wooden bowl with hand painted design.

Initially I set the Reiki attunement symbols while holding the bowl in my hands. Now each time during the day when I pass my bowl, I send a quick Reiki Power Symbol to it. It's amazing how many people ask me to put their loved ones in my bowl. Visitors to my home, students and clients often ask to add names for distance healing. Periodically I strengthen the energy by sending all four symbols over the bowl and names within. It's so easy in our busy lives to send that power symbol on its way.

A further note - I tell every one that feedback is appreciated. As you receive confirmation of healing you can remove their name, again, doing so as you feel led to do so. About once or twice a month I go through the papers and just ask God if they can be taken out or should they remain? The answer is clear and timely.

Donna Rae Riddel,
http://www.montanahealingconnections.com
Teacher, writer, channel shares the Teachings of Abraham, Masters, Angels. Reiki Master and Advanced Pranic Healing specialist. Distance healing services and channeling available. Unique Free Weekly Newsletter

Water Damaged Wood Floor

Checking the Building For Square

The most important thing when building a home is the ability to keep everything as square, plumb and level as possible. Starting with the foundation, if the foundation is not square or level, the rest of the house is going to be out of alignment.

You've probably heard the saying, start with a good foundation. This applies to the building industry as well. There are quite a few ways to build a square foundation, it all depends on what kind of tools you have, to build it with.

Some of these tools can be quite expensive but it used every day can save you a lot of time and of course time is money.

You don't need expensive tools to build a square foundation. You could actually build a square foundation with less than $100 worth of tools. It might take you a little longer but could be done.

Let's start with the 3 - 4 - 5 rule.

Okay lets see if I can explain this in layman's terms. If no West side of the foundation is 3 foot and the north side of the foundation is for foot, then the diagonal measurement from the southwest corner to the northeast corner would be 5 foot. Out of square building can create foundation problems

This can also be done using 30' x 40' should equal 50 foot. You can use this if the building is large and you need to check it for square.

By measuring the foundation diagonally from each corner, the measurement should be exactly the same. If it isn't, the building is out of square and should be adjusted before the concrete is poured. This measurement should always be checked before you get too far along in the form building process.

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He has just finished a Home Buyers Guide to take some of the frustration out of home shopping.

If your having problems in your attic, find out more at concrete contractor basics and home building ideas.

Listen To Advice From Confucius

Choosing a Brick Paving Company

Adding brick pavers to your patio, driveway, or pool deck can be a great investment for your home. However, your dream patio may turn into a long, tiring, money-losing nightmare if the wrong company is chosen for your project. When choosing a Brick Paving company, you should follow some guidelines in order to have a stress-free process.

1. - Testimonials... and lots of them - When in doubt, you should look for a company that has a bunch of positive testimonials and references. Testimonials say that a person loved their work so much, he/she would write a letter or make a video saying how great their job was. Check for diverse testimonials, like for big (+1,500 sq/ft) jobs and small (-1,500 sq/ft) jobs. Videos are your best friend.

2. - ICPI (Interlocking Concrete Pavement Institute) certified - This shows that the company knows what he's doing. The last thing you want is an amateur doing your patio, driveway, or pool deck. For something that you have to look at every day, you want an expert doing it. Saving one-hundred dollars isn't worth possibly months of stress and headaches. You want your investment to be done right.

3. - Year of Experience/Showroom - You want a company that has 'been there' and has 'done that'. Being that nothing is perfect and all humans make mistakes, you want a company that can solve any problem that you or he might face during your project. Also, a company with experience can also assist you in any question you may have. A showroom is one thing that will show you that the company is successful, professional business.

One company that incorporates all these things in his business is N. Ricardo's Brick Pavers, Inc. They do jobs around South Florida and are exactly what you need to get your project started. http://www.brickpaversflorida.com

http://www.brickpaversflorida.com

Metal Pin Holding Down 2 X 4

Dealing with Grief with Jack Canfield

Creating super habits are easier than you could ever imagine. Most people have something they would like to change in their lives. If you ask anyone, they are usually able to answer this question, "If you could change anything about yourself, what would you change." All the self help and personal development programs and Books available today are full of useful information that nobody seems to take advantage of. You've seen the TV commercials and listen to other people tell their stories, about how they lost weight.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a self help video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Finding Something You Don

Finding Something You Don't Like About Yourself - Creating Habits

Finding something you don't like about yourself is usually very easy for most people. Most of the time you don't even have to ask your family or friends because you have heard them complain about the same thing for years. How many times have you heard someone mention, I need to lose weight?

Here's a list of things people don't like about themselves. If you're one of those people that has a hard time finding something wrong with yourself, you could always ask one of your friends for some suggestions. I'm sure they would like that.

1. The need to lose weight. This of course is one of the worst problems with Americans. Most people need to lose weight and let's not forget there are some people that need to gain weight.

2. The need to stop gambling. As more Indian reservations are allowed to build gambling casinos and of course as the Internet gambling gets larger, I've noticed some people with gambling problems.

3. The need to stop drinking alcohol. The abuse of alcohol has been going on for many years. These people have an excuse for why they drink and most of the time it doesn't make sense.

4. The need to stop smoking. This could be one of the most difficult things I've ever seen my friends and family deal with.

5. The need to stop excessive behaviors. For example, gossiping, cruelty, bullying, lying, cheating, stealing, partying etc. You get the idea.

6. Don't forget the dreaded shopaholic. Most shopaholic's seem to have large credit card debt and can't seem to stop this vicious circle of buying and owing money to their creditors.

7. Working long hours or the workaholic. Sometimes this is a necessity but I would suggest that you change your lifestyle if possible. Reevaluate your reasons for working so hard.

8. Religious fundamentalists. People that spend too much time at their place of worship and soon find themselves feeling guilty if they're not doing something spiritual.

9. The need to be on time. This would include people that have problems giving themselves enough time to get ready for work or school.

10. The need to stop doing drugs. I thought by now, approaching my 50s, that drugs would no longer be a problem in the United States, but it is. It's one of the most damaging things people can do to their lives.

There are plenty of things that people would like to stop doing or start doing. If you're a smoker and you seem to shop excessively near the casinos, I would advise you to start with something small and work your way up to the big stuff.

What are you going to change today about your life? Make a list of things that you're not happy with about your life and start making the changes today that you need to create the life you deserve and desire.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing,marketing, and personal development.

Greg is currently working on a personal development video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world. His views on religious freedom are slowly changing the way people think about institutional religion.

Benefits Of Meditation